Certified Personal Financial Specialist® (CPFS-PRO®)

The Certified Personal Finance Specialist-PRO^® (CPFS-PRO^®) is awarded by AAFM India and this Certificate Program is designed to develop the PERSONAL FINANCE MANAGEMENT skills required by Finance Professionals including MFDs, RIAs / IFAs, Insurance Consultants, Wealth Managers, RMs, Brokers, etc. to execute critical functions related to Wealth & Investment Management & Tax Planning to assist their clients.

WHY STUDY CPFS^®PRO?

AAFM’s CPFS^®PRO Certification is created for ambitious Finance Professionals, who want to close the skill gap between formal education and becoming a world-class Personal Finance Specialist — one who is competent, confident, and poised to advance.

Becoming a CPFS^®PRO does not have to take you long years of study and struggle. AAFM® ’s experts have streamlined the learning process so now………..

What Will You Study in CPFS^® PRO?

CERTIFIED PERSONAL FINANCE SPECIALIST®PRO CURRICULLUM

• Financial Planning & Wealth Management
• Fixed Income Securities
• Equity Analysis & Capital Markets
• Alternative Assets
• Personal Tax Planning

Financial Planning & Wealth Management

• Understand the Verticals of the Wealth Management
• Explain the Functions and Role of the Wealth Manager
• Understand the concept of Time Value of Money
• Understand the concepts like NPV, IRR, YTM, etc.
• Advise clients on both ‘Pre & Post Retirement Planning’

Fixed Income Securities

• Understand the concept of Fixed Income Securities
• Calculate various Bond Measures including YTM, Modified Duration
• Use Duration to immunize a Bond Portfolio
• Create Bond Portfolio as per the client’s financial goals

EQUITY ANALYSIS

• Understand the different approaches to Equity Valuation
• Define the methodology of Relative Valuation Models
• Understand the concept of Asset Allocation
• Match Clients goals with mutual fund schemes
• Manage Mutual Fund Portfolio

ALTERNATIVE ASSETS

• Introduce the concept of Alternate Assets
• Define the concept of Private Equity
• Understand the Categories & Strategies of Hedge Funds
• Understand various conditions and restrictions for AIFs in India

TAX PLANNING

• Learn to compare various tax saving investments
• Investment decision viz a viz the Post Tax Returns
• Learn to compute tax under various heads of income
• Understand the retirement benefits and its tax treatment
• Know the restrictions imposed on NRI investment options

STUDY PLATFORM

WHO SHOULD APPLY?

The qualification is suitable for a wide range of practitioners & learners involved in managing investments:

• Mutual Fund Distributors, RIAs / IFAs, Financial Distributors, Insurance Consultants
• Wealth Managers, Private Bankers, Investment Counsellors
• Bankers, Executives in AMCs, Relationship Managers,
• Brokers, Sub-brokers
• Finance Professionals like CA, CS, etc.

FEES & EXAM

Registration, Online Courseware & Examination Fees -INR 11,999/- + 18% GST

Study Duration 25 Hrs Training

Exam Duration 90 Minutes

Re - Exam Fees INR 1,000 + 18% GST/-